diff --git a/business/api/order.go b/business/api/order.go
index 5457c3e..98607a2 100644
--- a/business/api/order.go
+++ b/business/api/order.go
@@ -94,6 +94,11 @@ func (p DefParty) orderCreatePreCheck() web_iris.Party {
 					orderCreatePreCheckResponse.PayType = 1
 				}
 			}
+			var systemConfigPay models.SystemConfig
+			database.Instance().Model(&models.SystemConfig{}).Where("config_type = 3").Order(clause.OrderByColumn{Column: clause.Column{Name: "sort"}, Desc: true}).Limit(1).Find(&systemConfigPay)
+			if systemConfigPay.Name == "payOff" {
+				orderCreatePreCheckResponse.PayType = 0
+			}
 
 			Success(ctx, orderCreateRequest, orderCreatePreCheckResponse)
 		})